Managing transactions in CPFM

Account information for linked accounts is view-only. Although you can see balances and transactions and modify categories and descriptions, you cannot create new transactions for linked accounts or transfer funds between linked accounts. Instead, use the Services > External Account menu option to set up transfers to and from an external account.

Categorizing transactions

Transactions for your internal accounts and linked accounts are automatically categorized to help you accurately monitor your spending and track your budgets. In some cases, you may choose to modify the automatically-selected category. You can also modify transaction descriptions, split transactions across multiple categories, and create or edit new subcategories.

To categorize a transaction

1. On the Home page, click or tap an account

2. On the Account Details page, click or tap a transaction

3. In the Category section, click or tap the edit icon ()

    

   Note: You can also click or tap on the category icon that appears in your transaction list on the Account Details page without expanding the transaction detail.

4. Select a category to assign the transaction

5. (Optional) In the Online Description section, click the edit icon  () to change the description of the transaction

   Note: Editing the description only changes the description within online banking, not in paper or e-statements.

To add a subcategory

1. On the Home page, click or tap an account

2. On the Account Details page, click or tap the category icon next to a transaction

3. On the Categorize sidebar, do the following:
   — Click or tap the expand arrow  () on the parent category
   — Click or tap +Add Sub-Category
   — Enter the name of the new subcategory
   — Click or tap the check mark button
   — Click or tap the new subcategory to assign it to the transaction

Splitting transaction categories

You can split a single transaction across multiple categories to better manage your budget.

To split a transaction category

1. On the Home page, click or tap an account. The Account Details page appears

2. Click or tap a transaction. The transaction details appear

3. In the transaction details, do the following:
   — Click or tap the split icon ( )
   — Enter the amount you want to split to a separate category
   — Click or tap the category icon, then select a new category for the amount you want to split
   — Click or tap Add Split to continue splitting the transaction

Note the following details about splitting transactions:

• You can add up to a total of 9 splits.
• After you split a transaction, you can no longer edit the Category from the transaction summary.
• You cannot edit the description of an individual split.
• The split amount must have a value greater than 0. If the value of the split is left at 0, the split will not be saved.

Exporting Contextual Personal Financial Management (CPFM) data

Users can export CPFM data, including categories and other available transaction data from aggregated accounts. Export formats include comma-separated values (CSV), extensible markup language (XML), and Excel (XLS). Export formats include comma-seperated values (CSV), extensible markup language (XML), and Excel (XLS).

To export data

1. On the Home page, click or tap an account

2. Click or tap the export icon ()

3. Select the export format. The file downloads to the default folder