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Passbook Savings

Build your savings with confidence

Watch your money grow with a traditional savings account that helps you keep track of your balance in a passbook. Your passbook is a booklet that serves as a physical record of account transactions and is a great option for first-time savings account holders. 

Earn higher returns

Earns a variable tiered interest rate based on your balance.

Account access by phone

Unlimited 24-hour access to balances via phone.

FDIC insured

Get FDIC protection on your account for up to $250,000 per depositor for each ownership category.

Daily compounding

The interest will compound daily and credit monthly.

Get to know Passbook Savings

  • The minimum opening deposit is $100.
  • To avoid the $3 monthly maintenance charge, maintain a minimum daily balance of $500.
  • Automatic transfer service between deposit accounts or automatic loan payments.
  • Account inquiry only on online and mobile banking.
  • Unlimited teller service.
  • Account statement will be generated at the end of any month when account activity includes an electronic funds transfer (ACH).
Cathay Bank

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Have a question?

Our team is happy to assist you with all your Personal Banking needs. Please reach out for more information.