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Everyday Checking

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Simplify your everyday banking

Enjoy our Everyday Checking package of services with unlimited check writing and a low monthly maintenance charge1. With a low minimum deposit amount and access to advanced online features, opening and managing an Everyday Checking account has never been easier.

What’s New

A basic package of banking services with unlimited check writing.

24/7 online access

Get convenient access to banking accounts from your mobile, tablet or computer.

FDIC insured

Get FDIC protection on your account for up to $250,000 per depositor for each ownership category.

Flexible access

Use your debit card to access funds at Cathay Bank ATMs or our surcharge-free ATM network.

Get to know Everyday Checking

  • The minimum opening deposit is $25.
  • Monthly maintenance charge of $3, or none with sign-up for eStatement or qualifying direct deposit of $100 or more in total monthly statement cycle1.
  • 24/7 online account access including Bill Pay and Zelle®2.
  • Classic debit card.
  • Unlimited check writing.
  • Unlimited teller service.
  • Surcharge-free withdrawals at ATMs within the PULSE Select® / Money Pass® ATM network.
  1. The monthly maintenance charge will be waived for each monthly statement cycle in which one qualifying direct deposit is received of $100 or more in total or, sign-up for eStatement. A qualifying direct deposit is an electronic deposit, which may include salary, pension, government payments (such as Social Security) made by your employer or an outside agency using the ACH (Automated Clearing House) network.
  2. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

 

 

Cathay Bank

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Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, driver’s license numbers, etc. in any email sent to us via this link.

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Our team is happy to assist you with all your Personal Banking needs. Please reach out for more information.

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