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Insights by Cathay

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Inspiration for Your Business and Life

A merchant guides his client to use electronic payment method at his place of business.

Everything You Need to Know About Digital Wallets

Digital wallets are increasingly taking over payment processing in our daily lives. Thanks to the convenience of a mobile wallet, many customers already expect contactless functionality at checkout. So, Cathay Bank wants to help guard you against common problems and risks and prepare you for using your digital wallet safely. Keep reading
A merchant guides his client to use electronic payment method at his place of business.
A young couple sits on a living room couch and smiles at their mobile phone while checking their Cathay Bank mortgage options.

How to Buy a House with Bad Credit in 2023

While having a good credit score can prove advantageous for prospective homebuyers, not everyone may have an ideal score. Let’s look at ways to buy a house with bad credit in 2023. Keep reading
A young couple sits on a living room couch and smiles at their mobile phone while checking their Cathay Bank mortgage options.
A young couple drinks coffee and goes over their finances while sitting in the living room of a cozy home.

How to Stay Ahead of the Financial Effects of Inflation

The current inflation crisis has deep roots that won't resolve overnight. However, some tools and techniques available to financial consumers can help them overcome the effects of inflation and stay afloat. Keep reading
A young couple drinks coffee and goes over their finances while sitting in the living room of a cozy home.
A young mom and dad hold a child in their arms while looking at a brand new home that is up for sale.

Mortgage Application Document Checklist for 2023

Cathay Bank’s mortgage checklist will help you identify the documents you’ll need to supply before you can obtain a mortgage loan. Keep reading
A young mom and dad hold a child in their arms while looking at a brand new home that is up for sale.
Happy couple window shopping in luxury mall

Is using a payment plan for shopping right for you?

Should you choose a buy now, pay later option instead of making traditional one-time payments? Here are three things to think through before you decide. Keep reading
Happy couple window shopping in luxury mall
Father and young daughter having fun at beach campsite

How to Use Your Money to Prepare for Different Life Stages

Want to learn how to make your money last a lifetime? Here's how to plan and prepare money-saving strategies to meet your money goals for each stage of life. Keep reading
Father and young daughter having fun at beach campsite
Estate agent handing over keys to young couple.

Which Mortgage Option Is Best for You?

Which mortgage program best suits your financial needs? Answer these questions about your circumstances, preferences, and qualifications to learn more. Keep reading
Estate agent handing over keys to young couple.
Couple with laptop looking at paperwork.

Striking the balance between debt payments and savings

Choosing between paying off debt and putting savings into your emergency fund? The strategy you should use depends on your finances and priorities. Keep reading
Couple with laptop looking at paperwork.
Young woman writes diary next to the window.

New Year’s resolution to save money? Here is how to do it

If you resolve to save money in 2021, you might need to implement new financial habits and strategies. Try these six tips for meeting your money goals. Keep reading
Young woman writes diary next to the window.
Young couple in new flat with cardboard boxes

First-time Homebuyers: Questions to Ask a Mortgage Lender When Buying a Home

Buying your first home can be exciting, but it can also be stressful. Here are questions you should make sure you ask the first time you go through the process. Keep reading
Young couple in new flat with cardboard boxes