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Insights by Cathay

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Inspiration for Your Business and Life

A computer keyboard displays the phrase "Fraud Alert" in red, white, and blue, with two credit cards and a security lock on top to imply awareness of scammers.

Cybersecurity: Tips on Staying Safe

Cybersecurity is something that should concern both technology users and the institutions they entrust with their funds. Discover how you can protect yourself online. Keep reading
A person holds their cellphone and taps on the screen showing their investment options on a finance app.

How to Start Investing: 5-Step Guide

Done correctly, investing can empower you to pursue your short- and long-term financial goals. However, many financial consumers are overwhelmed by investing, while others simply don’t know where to start. Let’s take a look at the different investment vehicles available to investors and what steps you can take to build a winning investment strategy. Keep reading
A person holds their cellphone and taps on the screen showing their investment options on a finance app.
Two business women chat over international trade finance while looking at a laptop in an office.

International Trade Finance: A Guide for Business Owners Operating Globally

Want to find success on a global scale? Continue reading to learn more about international financial trade and discover what financial services you may need to grow your business. Keep reading
Two business women chat over international trade finance while looking at a laptop in an office.
There is a close-up of a young male’s face wearing glasses, which reflects his on-screen activity from an electronic device.

Bank Cybersecurity Trends and Protection

If you’re curious about what cyber risks your financial services institution needs to be aware of, use this blog as your guide. We’ll cover why understanding suspicious activity is vital for success and what data security threats to watch out for. Keep reading
There is a close-up of a young male’s face wearing glasses, which reflects his on-screen activity from an electronic device.
A bank teller stands behind a protective glass shield while handing a checkbook back to a client.

Banking Fraud Detection

Make yourself familiar with the most common types of banking fraud and discover how you can identify suspicious activity to keep yourself safe. Keep reading
A bank teller stands behind a protective glass shield while handing a checkbook back to a client.
A world map is depicted as a 3D puzzle comprising different numbers with blue, purple, and pink-orange hues throughout.

U.S.-China Report 2023 Fall Update

Over the last six months, the trajectories of the U.S. and Chinese economies have diverged. In the latest report, “De-risking in a Risky World,” U.S. interest rates and a 2024 recession are also discussed. Keep reading
A world map is depicted as a 3D puzzle comprising different numbers with blue, purple, and pink-orange hues throughout.
Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, poses for a professional headshot.

Kirk Malmrose Weighs in on the 2023 Outlook

Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, participated in the L.A. Times B2B Publishing panel to discuss his perspective and insights in real estate for 2023. Keep reading
Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, poses for a professional headshot.
A life insurance policy manager shares a digital device with a family and their child while they sit on a couch in an office.

6 Types of Life Insurance and Which Is Better for You

Life insurance can be more of a safeguard than you think. Let’s take a look at your life insurance options to help you discover what policy may best serve you and your family. Keep reading
A life insurance policy manager shares a digital device with a family and their child while they sit on a couch in an office.
A group of business partners gather inside a meeting room to discuss stocks, investments, and more.

What To Know About the Market Risk Premium as an Investor

Investing requires a series of formulas and a baseline understanding of the financial markets to receive a successful return. Learn the basics of the premium and how to use it in this blog. Keep reading
A group of business partners gather inside a meeting room to discuss stocks, investments, and more.
A group of students chatting happily while walking in the campus.

Cathay Bank Foundation Announces 2023 Scholarship Recipients

In 2023, the Cathay Bank Foundation held its annual Scholarship Program for the fifth consecutive year to award outstanding high school seniors. Keep reading
A group of students chatting happily while walking in the campus.
A business consultant meets with a veteran and his family to discuss business opportunities and special programs available to small business owners.

Banking Guide for a Veteran-Owned Small Business

Running a veteran-owned small business offers various advantages, but you must undergo a certification process before enjoying those benefits. Understanding such programs and regulations allows you to explore the various options available as a veteran business owner. Keep reading
A business consultant meets with a veteran and his family to discuss business opportunities and special programs available to small business owners.