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Insights by Cathay

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Inspiration for Your Business and Life

A group of students chatting happily while walking in the campus.

Cathay Bank Foundation Announces 2024 Scholarship Recipients

In 2024, the Cathay Bank Foundation held its annual Scholarship Program for the sixth consecutive year to award outstanding high school seniors. Keep reading
Bank customers form a line to see a bank teller and learn more about special rates.

Exploring the Best CD Rates

Cathay Bank offers competitive APY percentage rates, allowing you to get more for your investment. Whether you’re saving funds for the future or have short-term financial goals, learn more about our current rates. Keep reading
Bank customers form a line to see a bank teller and learn more about special rates.
2023 Best In Class Employer logo for Gallagher over a light blue background.

Cathay Bank Honored As U.S. Best-in-Class Employer — Again

For the second year in a row, Cathay Bank was recognized as a U.S. Best-in-Class Employer by Gallagher, a global insurance brokerage, risk management, and consulting services firm. Keep reading
2023 Best In Class Employer logo for Gallagher over a light blue background.
Chang M. Liu, the CEO and President of Cathay Bank, poses for a professional headshot.

Chang M. Liu Weighs in on the 2024 Outlook

President and CEO, Mr. Chang M. Liu, took part in the L.A. Times panel to discuss the economic forecast and business predictions for 2024. Keep reading
Chang M. Liu, the CEO and President of Cathay Bank, poses for a professional headshot.
A young woman presents asset-based lending options to a meeting room full of people.

What Is Asset-Based Lending?

Your business may not always have the proper cash flow to be evaluated when taking out a traditional business loan. But that shouldn’t stop you from continuing to grow your company. When you’re in this situation, asset-based lending may provide you with additional liquidity for your business. Keep reading
A young woman presents asset-based lending options to a meeting room full of people.
A man sits at his wooden desk in a brightly lit office while staring at his laptop and holding his credit card with a worried look about fraud alerts

Bank Mobile Alert Scam: How to Spot Text Message Scams and Outsmart Fraudsters

What happens when you receive a text message or fraud alert that you’re not sure is real? Let’s take a close look at common text and email scams and how you can protect yourself. Keep reading
A man sits at his wooden desk in a brightly lit office while staring at his laptop and holding his credit card with a worried look about fraud alerts
A person holds their cellphone and taps on the screen showing their investment options on a finance app.

How to Start Investing: 5-Step Guide

Done correctly, investing can empower you to pursue your short- and long-term financial goals. However, many financial consumers are overwhelmed by investing, while others simply don’t know where to start. Let’s take a look at the different investment vehicles available to investors and what steps you can take to build a winning investment strategy. Keep reading
A person holds their cellphone and taps on the screen showing their investment options on a finance app.
Two business women chat over international trade finance while looking at a laptop in an office.

International Trade Finance: A Guide for Business Owners Operating Globally

Want to find success on a global scale? Continue reading to learn more about international financial trade and discover what financial services you may need to grow your business. Keep reading
Two business women chat over international trade finance while looking at a laptop in an office.
There is a close-up of a young male’s face wearing glasses, which reflects his on-screen activity from an electronic device.

Bank Cybersecurity Trends and Protection

If you’re curious about what cyber risks your financial services institution needs to be aware of, use this blog as your guide. We’ll cover why understanding suspicious activity is vital for success and what data security threats to watch out for. Keep reading
There is a close-up of a young male’s face wearing glasses, which reflects his on-screen activity from an electronic device.
A bank teller stands behind a protective glass shield while handing a checkbook back to a client.

Banking Fraud Detection

Make yourself familiar with the most common types of banking fraud and discover how you can identify suspicious activity to keep yourself safe. Keep reading
A bank teller stands behind a protective glass shield while handing a checkbook back to a client.
A world map is depicted as a 3D puzzle comprising different numbers with blue, purple, and pink-orange hues throughout.

U.S.-China Report 2023 Fall Update

Over the last six months, the trajectories of the U.S. and Chinese economies have diverged. In the latest report, “De-risking in a Risky World,” U.S. interest rates and a 2024 recession are also discussed. Keep reading
A world map is depicted as a 3D puzzle comprising different numbers with blue, purple, and pink-orange hues throughout.