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Business CDs

Smart investments for reliable savings

Put your surplus funds to work for your business with a low-risk Certificate of Deposit (CD) that features flexible terms and a fixed interest rate through maturity.

CDs are a guaranteed investment tool for businesses with excess funds and long-term business goals. Our Business CDs help you lock in higher interest rates than standard savings accounts, plus offer a variety of flexible terms so you can grow your savings in your preferred timeframe.

Earn higher returns

CDs earn a higher Annual Percentage Yield (APY) than regular savings deposits.

Flexible terms

Maturity terms range from 7 days to 5 years.

A safe investment

Get FDIC protection on your CDs for up to $250,000 per depositor for each ownership category.

Link to other deposit accounts

Interest may be credited to the CD or a Cathay Bank savings or checking account.

Get to know Business CDS

  • The minimum opening deposit is $2,500.
  • The interest rate is fixed for the term.
  • The term automatically renews at maturity.
  • For CD rates, inquire at any Cathay Bank branch.
  • No monthly maintenance charge.
  • No ATM or debit card service allowed.
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Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, driver’s license numbers, etc. in any email sent to us via this link.

Have a question?

Our team is happy to assist you with all your Business Banking needs. Please reach out to your branch or relationship manager for more information.