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Insights by Cathay

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Inspiration for Your Business and Life

A US-China UCLA Anderson Forecast logo floats over a background image of a pink lit sky over shipping containers off a U.S. port.

U.S.-China 2024 Annual Economic Report

The latest report, “A Tale of Two Economies, The U.S.-China Economic Outlook,” discusses the drivers behind U.S. economic strength, dynamics, and trends in international trade and supply chains, and how interest rates will trend over 2024/2025. Keep reading
A life insurance policy manager shares a digital device with a family and their child while they sit on a couch in an office.

6 Types of Life Insurance and Which Is Better for You

Life insurance can be more of a safeguard than you think. Let’s take a look at your life insurance options to help you discover what policy may best serve you and your family. Keep reading
A life insurance policy manager shares a digital device with a family and their child while they sit on a couch in an office.
A group of business partners gather inside a meeting room to discuss stocks, investments, and more.

What To Know About the Market Risk Premium as an Investor

Investing requires a series of formulas and a baseline understanding of the financial markets to receive a successful return. Learn the basics of the premium and how to use it in this blog. Keep reading
A group of business partners gather inside a meeting room to discuss stocks, investments, and more.
A group of students chatting happily while walking in the campus.

Cathay Bank Foundation Announces 2023 Scholarship Recipients

In 2023, the Cathay Bank Foundation held its annual Scholarship Program for the fifth consecutive year to award outstanding high school seniors. Keep reading
A group of students chatting happily while walking in the campus.
A business consultant meets with a veteran and his family to discuss business opportunities and special programs available to small business owners.

Banking Guide for a Veteran-Owned Small Business

Running a veteran-owned small business offers various advantages, but you must undergo a certification process before enjoying those benefits. Understanding such programs and regulations allows you to explore the various options available as a veteran business owner. Keep reading
A business consultant meets with a veteran and his family to discuss business opportunities and special programs available to small business owners.
A merchant guides his client to use electronic payment method at his place of business.

Everything You Need to Know About Digital Wallets

Digital wallets are increasingly taking over payment processing in our daily lives. Thanks to the convenience of a mobile wallet, many customers already expect contactless functionality at checkout. So, Cathay Bank wants to help guard you against common problems and risks and prepare you for using your digital wallet safely. Keep reading
A merchant guides his client to use electronic payment method at his place of business.
Senior Vice President, Director of Wealth Management & Premier Banking, Phil Hurst, poses for a professional headshot.

Phil Hurst Weighs in on the 2023 Outlook

To comprehensively understand the latest trends, recommended practices, and concerns prevalent in the wealth management landscape, our Senior Vice President, Director of Wealth Management & Premier Banking, Philip Hurst, participated in the L.A. Times B2B Publishing panel to discuss his perspective and insights for 2023. Keep reading
Senior Vice President, Director of Wealth Management & Premier Banking, Phil Hurst, poses for a professional headshot.
A young couple sits on a living room couch and smiles at their mobile phone while checking their Cathay Bank mortgage options.

How to Buy a House with Bad Credit in 2023

While having a good credit score can prove advantageous for prospective homebuyers, not everyone may have an ideal score. Let’s look at ways to buy a house with bad credit in 2023. Keep reading
A young couple sits on a living room couch and smiles at their mobile phone while checking their Cathay Bank mortgage options.
Chang M. Liu stands inside a Cathay Bank Branch wearing a dark navy suit and smiles at the camera.

Chang M. Liu Named Among 500 Most Influential People in L.A. in 2023

For the third consecutive year, our President and Chief Executive Officer, Mr. Chang M. Liu, has been named one of the LA500 by the Los Angeles Business Journal. Keep reading
Chang M. Liu stands inside a Cathay Bank Branch wearing a dark navy suit and smiles at the camera.
A businessman holds his cellphone to video chat a client overseas while sitting in front of his desk, viewing the foreign exchange stats on the computer screen.

Foreign Exchange Risk Management Strategies

There are numerous advantages to conducting international business. However, cross-border trading also means dealing in different currencies. Consider these foreign exchange risk management techniques to protect your business. Keep reading
A businessman holds his cellphone to video chat a client overseas while sitting in front of his desk, viewing the foreign exchange stats on the computer screen.
Two Cathay Bank employees in business attire pose with the Virgin Pulse award inside an office.

Bank Honored With Engagement and Activation Award From Virgin Pulse

Cathay Bank is proud to receive the Engagement and Activation Award as part of the second annual Virgin Pulse Thrive Awards. Keep reading
Two Cathay Bank employees in business attire pose with the Virgin Pulse award inside an office.